Blog :: 02-2012

After more than 25 years of living, working and playing on Cape Cod we have a lot to share about the area.  Our blog topics run the gamut from fun things to do, working with contractors, and homeownership tips and tricks, so check back frequently to see what's new.  If you have questions or would like to learn more about Cape Cod or owning property on this beautiful peninsula please contact us for more information and to set up a showing for any listing. 

Credit Scores

Thinking of buying property?

How is your credit scored?

The following factors are taken into consideration:

  • 35% --payment history
  • 30%--amount owed
  • 15%--length of credit history
  • 10%--new credit
  • 10%--types of credit in use
Simply put, for good credit you need to pay bills on time, do itall the time, owe little money compared to your income, use credit reasonably,and donot open up new accounts prior to applying for a loan. In this particular economic time, good credit is of utmost importance to meeteligibility requirements for a loan.A good credit score is above 680. A score below 680drastically reduces your eligibility for a loan. Therefore, check your score when thinking of buying real estate. If it is below 680, make a plan to correct it by speaking with a financial advisor/lender.

For more information give us a whistle.

Septic System Woes?

Fiancing now available

Has your septic system been giving you trouble or has it failed? Assistance to home owners is available. There is financial help with a 5% interest rate betterment loan through the Barnstable County Community Septic Management Loan Program. Loans are repayable over 20 years. They cover all costs directly associated with septic system upgrade. Given the fact that malfunctioning septic systems can be harmful to ourCape Cod environment, this programisperfect opportunity to comply withTitle V regulations that protect the health and well being of our environment.
Applications are available online for interested residents. For more information visit Barnstable County Septic Loan Program.